What We Offer

/What We Offer
What We Offer 2018-08-31T05:30:39+00:00

‘High Touch’ Cashflow Management Programs

Wondering where all your money goes?

No matter how much you earn, it seems like there’s never enough and it just seems to disappear?

By putting your finances in the right place, you can get rid of that feeling, go further and achieve more.

Our online cashflow solutions provides us with insight into your income and expenses. We are able to analysis your cashflow discuss potential strategies for improving your financial position.

Transparent Wealth has specific programs and strategies designed to help you get your finances sorted so you can save and invest to meet your life goals.

Solid track record with existing clients.


Mortgage / Debt Reduction

Would you like to pay off your mortgage or debt earlier?

Have you ever used one of the following statements?

  • If only there was a way to pay off my mortgage earlier.
  • If I didn’t have a mortgage, my life would be so much easier.
  • I wish I could pay off my mortgage before I retire.
  • Should I wait to I pay off my mortgage before I start building wealth.

We can provide you with the opportunity to provide a long-term Mortgage Reduction Strategy.

This strategy aims to eliminate or significantly reduce your home loan early. Assisting in paying off your Home Loan earlier and providing major savings;

Solid track record with existing clients.


Wealth Creation and Investment Management

Managing your investment portfolio is more than just picking the right stocks.

Have you ever thought about the following, however didn’t know where to start?

  • Establishing a Share Portfolio or an Investment Portfolio to diversify your existing property investment (home or investment property) and compliment your superannuation savings;
  • Establishing an Investment Property Portfolio to diversify your and compliment your superannuation savings;Establishing an Investment Portfolio to assist with funding your children’s education expenses.
  • Will I be able to afford my children’s University or Private School Education fees?

Managing your investment portfolio is more than just picking the right stocks. In fact, short-term stock-picking is a proven poor strategy. We take a long-term holistic view of your portfolio, utilise tax allowances and bands appropriately and make sound investment decisions that are built around your attitude to investment risk and the term of investment.

We will advise on investment vehicles and products to make recommendations for investments that are best suited to your individual goals, objectives, term and attitude to risk.

Transparent Wealth has the experience to assist with establishing a tailored investment portfolio.


Risk Management & Personal Protection Strategies

Have you thought about what would happen to your family if you are unable to work?

Have you ever thought about the following?

  • What will happen to my family if I am unable to work?
  • How could I afford to pay your mortgage, if I wasn’t working;
  • Upon the untimely passing of my partner, what are my options.
  • Do I need Personal Insurance?
  • What is Personal Insurance?
  • How much will it cost?

Transparent Wealth, you benefit from the fact, that we receive no commissions from the products we recommend. Additionally, you will benefit from lower cost structure (lower premiums) as a result of no commission being built into the insurance products.

Transparent Wealth can assist with structuring a tailored Personal Protection (Insurance) Portfolio.


Retirement Planning

Have you got a solid retirement plan set in place to secure your future?

Have you ever thought about the following?

  • Am I ready to retire?
  • When will I be able to afford to retire?
  • Do I need to keep working part-time in retirement?
  • Will I be eligible for a Government Pension?
  • Will there be a time in my life when I run out of money?
  • Am I taking too much or too little risk with my investments?

Transparent Wealth can assist with structuring a tailored Retirement Plan.


Estate Planning Strategies

Are your Wills, Power of Attorneys in place?

Have you ever asked yourself the following questions?

  • Are your Wills, Power of Attorneys in place?
  • Do you know the difference between your Estate and Non-Estate Assets?
  • Have you nominated a beneficiary for your super fund?
  • Who will control your business or family trust upon your untimely death?

We are experienced in providing estate planning advice.

We have assisted a number of clients to navigate the complexities of estate planning.


Superannuation / Self-Managed Superannuation Funds (SMSF’s)

Are you completely on top of your superannuation?

Have you ever asked yourself the following questions?

  • Which super or super fund or super funds am I with?
  • What investment option am I currently invested in?
  • How much superannuation do I have and how much do I need?
  • Should I establish a Self-Managed Superannuation Fund?
  • How much insurance and what type of insurance should my super fund have?

We are experiences in providing superannuation advice.

We have various clients that hold retail superannuation funds (platform super funds) and also have clients that hold a SMSF’s.

We are able to analysis your financial position and determine the best option for you.


Specialising in
Young Families

We understand that juggling demands that children, work, financial commitments and lifestyle can be difficult. We provide families with peace of mind via our ‘Transparent Advice’ process.

Advice always in your best interest

We are 100% focused on recommending investments and financial products that are specifically tailored to you achieving your goals.

100% Privately

We have no financial affiliation with any product or product provider which could influence the selection of a financial product. Which means we only answer the needs of our clients.

No Hidden
or Surprise Fees

Transparent Wealth operates on a ‘Fee for Service’ basis and do not take commissions on products.